Everyone paying attention realizes our government's
retirement system is flawed. The Congressional Budget
Office projects the outlays will far exceed income to
the Social Security System for the next 70 years.
Pension plans are not reliable either. Millions have
lost their entire pension through company takeovers and
bankruptcies. Some municipal and union pensions have
left pensioners waiting for checks as they have no money
to pay out either.
That leaves it to each and every one of us to be
responsible for ourselves and our own retirement so we
won't be a burden to our children and family members.
In order to set a plan in place we first need to have
the numbers. Everyone should have their 'big number' and
monthly income number heeded for retirement. But that is
difficult for mist people to figure out how to get those
numbers. We are just left to guess what that might be.
Wouldn't it be great to 'play with' some numbers to know
what you should be going for? Well we've created a
Street Smart calculator for you to do just that.
This allows you to enter today's cost of each item of
lifestyle you plan to have when you retire. You then
enter your age and the number of years until you plan to
retire. You enter the rate of inflation you want to plan
for and the calculator tells you how much in assets you
need at a given rate of yield in order to deliver the
monthly income you'll need to retire.
Register by filling out and submitting the form to the
right and we'll send you this fantastic planning tool as
a gift from good 'ole Lou and the Street Smart team.
Play with the numbers and settle on your final ones so
we can help you set up a plan to get there.
We look forward to seeing you and helping you to achieve
your goals soon!
Mission: Transform Lives through
Affordable Housing to Empower Families and Individuals to
Enjoy the American Dream of Home Ownership.
Not sure how long you're
going to live? Of course we are not promised our next
day and only our Creator knows for sure. But insurance
companies have been crunching numbers for a couple of
hundred years and have simplified the process of
determining how long they think you will live. Here's a
simple test provided by Northwestern Mutual Insurance
And here is another life
expediency calculator... this one is powered by the
Social Security Administration...
Click Here for Social Security Life Expectancy
I'm providing these merely
so you will have a benchmark to plan for.
Remember my mantra…
Dependable, predictable, monthly checks coming in to
provide for a lifestyle that you dream of without
stress. The beauty of our system is that you control